HerVest: Save. Invest. Loans

HerVest provides financial growth services including target savings, impact investments and credit tailored towards financially elevating African women. With a robust community of over 40,000 members, HerVest is dedicated to helping women take control of their finances one impact at a time.

Welcome to HerVest! A safe space for you to build wealth and achieve financial freedom.

How does HerVest work?

Flexible and Locked Savings: With HerVest, you can save daily, weekly, monthly or on your terms. You can also save as low as N100. There is no minimum amount required to save. You can save manually or automate your savings with your debit card or the HerVest Purse.

HerVest provides three savings plans:

Personal Savings for your short-term flexible savings,
Locked Savings for long-term, disciplined savings
HerVest Cliq: Save as a group towards financial milestones.

You also earn up to 10-14% annual returns across all HerVest savings plans. Save today!

Invest and make Impact: Invest securely in women-owned farms and businesses in Nigeria and earn competitive returns on your money.

All HerVest investments are pre-vetted and insured by Royal Exchange General Insurance Company.

Get Quick Loans: Access business and personal loans on the HerVest app. Get instant access to funds when you need it.

What you should know about HerVest Loans:

Loan amounts range between ₦50,000 to ₦1,000,000 with repayment periods from 61 days to 12 months with a monthly interest rate of 4%.

Maximum Annual Percentage Rate (APR) - 48%

Instant approval within 24-48 hrs

Flexible repayment terms

No collateral or guarantor (T&Cs apply)

Unlock higher loan amounts by transacting more on the HerVest app
Representative example: Loan amount of ₦1,000,000 borrowed for 12 months. Monthly Interest Rate: 4%. Total amount payable: ₦1,480,000.00 APR: 48%.


Security and Trust: Your financial security is our top priority. The HerVest app utilises bank-grade encryption to ensure your data and money are always protected.

In addition, HerVest savings are placed with VFD Microfinance Bank, which is NDIC-insured and regulated by the Central Bank of Nigeria.

Transparency: Stay on track with your account balance and accrued interests on the app. You will receive app notifications of the daily interest on your personalised savings and investment plans. You can also request your monthly account statements to stay on track with your transactions on the HerVest app.

Customer Support: Got a question? We are just a second away! Please contact us at [email protected] or DM us at @hervestng across all social channels.
You can also utilize the self-support channel on the HerVest app.

With HerVest, you can:

Get instant loans for your personal and business needs.
Save and invest
Buy airtime and data across all networks
Refer family and friends and earn cash bonuses.
Enjoy zero withdrawal fees. Zero maintenance charges. Free in-app transfers.

Join over 40,000 women who use HerVest to save, invest and grow their finances.

Download the HerVest app today!